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Financial Aid

Are you thinking about joining the National Graduate School degree programs?  There is no better time! And paying for it could not be easier!  There are a number of options you probably qualify for:  Post 9/11, Montgomery GI Bill, Tuition Assistance, "Top-Up" benefits, Corporate Tuition Reimbursement, scholarships or a combination of these benefits.  

Assistance from Knowledgeable and Pro-Active Staff

NGS financial aid staff actively assists students with financial strategies for achieving a degree or certificate. NGS staff can guide you in fully utilizing your tuition assistance, veteran’s benefits and corporate reimbursement programs. Call NGS now to speak to a financial aid counselor or email the Financial Aid Office today. Don't Wait!

Students Benefit by Applying for Financial Aid Early

Even before you apply to grad school, you can apply for financial aid. You could begin your studies with no out of pocket expenses. Calculate your cost of attendance. (note this is an excel worksheet)

Federal Stafford Student Loan(s)

NGS offers the Federal Stafford Loan(s).  On the doctorate and graduate levels the maximum loan amount is $20,500 per academic year.  If you are eligible a subsidized loan of up to $8,500 is available to both doctorate and graduate students and a maximum of $12,000 may be borrowed in the form of an unsubsidized loan.  On the bachelors level the maximum loan amount is $12,500 per academic year.  If you are eligible a subsidized loan of up to $5,500 is available and a maximum of $7,000 in the form of an unsubsidized loan.  Repayment begins six months after graduation and you have up to ten years to repay.  Deferments are available.

Applying is Free

The Free Application for Federal Student Aid (FAFSA) is your key to initiating the loan process. The FAFSA is used by the government to determine your eligibility and EFC (Expected Family Contribution) for these loans. To start the loan process, click on the links below to download and print a step-by-step instructions page and two additional forms that are required to be submitted as originals:

  1. www.studentloans.gov
  2. Apply for PIN
  3. Complete FAFSA
  4. Complete Online Entrance Counseling
  5. Wait 24 hours after receiving PIN number and complete the Master Promissory Note
  6. Verification Worksheet

Online Counseling

The entrance/exit counseling is meant to educate the borrower on the lending process. Please complete your required entrance and exit counseling online for your Stafford loan.

Tuition Assistance for Government and Military Personnel

The Armed Forces Tuition Assistance (TA) Program is a benefit paid to eligible members of the Army, Navy, Marines, Air Force, and Coast Guard. Congress has given each service the ability to pay up to 100% for the Tuition Expenses of its members.

Each branch of the Service has its own criteria for eligibility, obligated service, application process and restrictions.  This money is usually paid directly to the institution by the individual service.  Although the program is one year length, military students typically are eligible for up to two fiscal years of reimbursement.

Additionally, active duty members may elect to use the MGIB "Top-Up" in addition to their service provided TA to cover high cost courses.

TA is not a loan; it should be seen as money you have earned just like your base pay! When combined with a Stafford Loan, you could start the graduate program with no out-of-pocket expenses.  Call to talk to a Financial Aid Officer today.

Interested students should meet with their local Education Service Officer to determine their benefit. In some cases job training funds may be applied. It is the responsibility of the student to obtain the appropriate tuition assistance forms and send them to the Bursar's office:

    Ms. Mary Orlando, Bursar
    The National Graduate School
    500 Victory Road, 2nd Floor
    North Quincy, MA 02171
    Phone: (800) 838-2580
    Fax: (617) 847-6316

The Bursar's Office will invoice the government once the approved TA form is submitted. The student is responsible for submitting his/her grades to their education office.

Veteran's Benefits

Under the Post 9/11 and if eligible the Montgomery GI Bill, (MGIB) the Army, Navy, Air Force, Marine Corps, United States Coast Guard their reserves and the National Guard provides up to 36 months of educational benefits to eligible veterans.

The student must apply and complete the enrollment form.  Once accepted, the VA will physically mail to the student their Certificate of Eligibility (CoE).  The student then submits their CoE to the Bursar’s Office for processing.  A VA Certification Form is completed by the NGS certifying official for authorized sites.

If you are receiving Tuition Assistance from your branch of service, you may be eligible to use MGIB to supplement or "Top-Up" your tuition assistance. For more information, call 1-888-GIBILL-1 (1-888-442-4551) or log in to the GI Bill Website:

Tuition Reimbursement/Company Sponsorship/Vouchers

NGS staff understands the corporate tuition reimbursement process and can easily work with your employee benefit plan. Typically, NGS invoices the employer directly. If employed by a company, contact your Human Resources Department regarding funds available for degree and certificate candidates. NGS will accept company vouchers and bill companies directly to minimize out of pocket expenses. Students must submit a letter from their company guaranteeing payment before the first course. Students whose company pays by pre-approved voucher must submit that voucher prior to registration. Otherwise, students are expected to make payment to the School and then be reimbursed by their company.

Tuition Scholarships for Spouses of Enrolled DoD/DHS Students

Spouses of enrolled Department of Defense / Department of Homeland Security students receive the same discounted tuition rate as their enrolled spouses. It's fun going to school together! Apply Now!
 

Treatment of Stafford Loan Funds for Student Withdrawal

Click here for treatment of your loan funds for withdrawal from the program

NGS Financial Aid Student Handbook 2010-2011

NGS Financial Aid Student Handbook 2010-2011

Questions?

If you have questions regarding your financial aid options, please contact one of our financial aid counselors either by email or phone (800) 838-2580.

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